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 There is no better time than the present to start saving money on your mortgage.
With interest rates at a 30 to 40 year low, now may be the time for you to refinance your home and possibly save thousands of dollars.
The general rule of thumb used to be that you refinance only when the current interest rate is two percentage points lower than what you're currently paying.
But rate may not be the only factor used when determining whether or not you should refinance. You may want to go from a 30-year fixed to a 15-year fixed mortgage and payoff your home in half the time. You might have an adjustable rate mortgage that you want to convert into a fixed rate to lock in a guaranteed payment.
Or, you may wish to combine your high minimum monthly credit card and car payments into one easy payment, and save hundreds of dollars per month, and thousands of dollars per year by refinancing your current mortgage and including all of your debt. This is called a “cash-out” refinance.
Our lenders will be happy to assist you with your options so that you may enjoy the maximum benefits for yourself and your family.
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