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 You can get a better understanding about credit in general as well as get a better understanding of how credit is used to qualify you for a mortgage loan by clicking on the appropriate heading.
Your Credit Profile - Your credit history is detailed in your credit profile. Find out what type of information appears in your credit profile
Credit Inquiries - The Fair Credit Reporting Act outlines exactly and specifically who can access your credit profile. Here you can find out some of those who can access your credit profile.
Fixing Credit Report Errors – Find out how the Fair Credit Reporting Act protects your rights and what you can do to fix any errors on your credit report.
How Credit Scoring Works - Credit scoring is a method that lenders use to assess the credit risk of a loan applicant. Here you can get further information about the credit scoring system.
Credit Scoring for Mortgage Purposes – Find out how your credit score is used to qualify you for a mortgage loan.
Credit Problems? Improve Your Credit - If you have fallen behind on your credit obligations here are some helpful tips on getting your credit standing back on track.
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